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Cryptocurrencies - What Are They?

I attended a friend's wedding this past weekend in Asheville, and as part of the usual chit chat, people at events like this often start asking me financial questions. One question I'm getting a lot lately is "What is Bitcoin?" Bitcoin is one of about 700 cryptocurrencies,…

Financial Efficiency

One of the most common questions I get from clients when they first come in is, "How can I be more efficient with my money?" Usually followed by something like, "Am I doing everything I can to be financially successful?" Typically these are people who are somewhat savvy…

Knowing Your "Why"

Have you ever stopped and asked yourself why you're investing your money? I mean beyond the obvious answers of a secure retirement and saving for the future. Why are you investing, and more specifically, why are you investing the way you are? Have you thought about other…

Changes in the 401(k) landscape

With the Department of Labor fiduciary law going into effect this year, we've had many clients asking us about these rules and what they should expect. We have seen a large number of changes occur within the 401(k) landscape, especially within large companies, which can be…

Avoiding Overwhelm

Especially with new clients, we often hear people say they're so overwhelmed by their finances and money goals that they don't know where to start and their head hurts. Many of these folks are in the midst of a life transition - new job, buying a house, starting a family,…

Avoiding the Pitfalls of Windfalls

We often see clients, whether new or current families we work with, come to us after receiving a large sum of money, frequently from an inheritance or life insurance payout. Now, some people immediately go into lottery winner mode and start spending like mad. But we know if…